Medicare Basics
Medicare is a federal program offering health insurance for people who meet certain requirements, such as:
- 65 or older
- Younger people with disabilities
- Patients with End-Stage Renal Disease (ESRD), requiring a transplant or dialysis
People who are Medicare-eligible can choose to access Medicare benefits through the Original Medicare coverage, a service from the federal government directly. Another option is to choose a Medicare Advantage Plan, which is private insurance coverage through companies that contract with the federal government for Medicare coverage.
The Original Medicare program provides coverage for most doctors and hospitals in the United States. With Medicare Advantage Plans, network restrictions are in place. But these Medicare Advantage Plans often come with additional services not offered through Original Medicare, such as dental or vision services.
MEDICARE
Part A, Part B, & Part D
Different parts of Medicare over various treatments and healthcare support needed:
MEDICARE PART A:
Hospitalization, skilled nursing facilities, hospice, and certain types of home health care.
MEDICARE PART B:
General medical insurance including doctor’s appointments, medical supplies, outpatient care, and preventive treatments.
MEDICARE PART D:
Prescription medications, including most recommended vaccines and shots.
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